Kotor, Kotor, Kotor Municipality, Montenegro. - Hero Image
Property logo
Kotor
Kotor | Kotor Municipality

Where Home

Has Heritage

View More
Menu
Chestertons Global Team
Chestertons Global Team
Presented At
€755,000
Living
147,466
SQFT
Kotor, Kotor, Kotor Municipality, Montenegro. - Photo 1
Kotor, Kotor, Kotor Municipality, Montenegro. - Photo 2
Kotor, Kotor, Kotor Municipality, Montenegro. - Photo 3
Kotor, Kotor, Kotor Municipality, Montenegro. - Photo 4
Thumbnail 1
Thumbnail 2
Thumbnail 3
Thumbnail 4
Kotor, Kotor, Kotor Municipality, Montenegro. , Kotor , Kotor Municipality

Plot in Kotor

Bay-facing acreage in Risan, Kotor — a rare 1.37-hectare canvas with sea views The defining quality of this offering is its combination of scale and scenery. Set in the settlement of Risan within the Kotor municipality of Montenegro, this unurbanised plot spans approximately 13,700 sqm (1.37 hectares) and lies around 2 km from the Adriatic shore. From the land, there are clear views towards the sea, placing the Bay of Kotor’s dramatic, fjord-like landscape firmly in your everyday frame. For investors and private buyers alike, this is a substantial tract of coastal hinterland with the calm of nature and the pull of the bay in the same glance. A setting that balances privacy with proximity Risan is one of the bay’s quieter addresses, appreciated for its authentic coastal character and access to the water while remaining less hurried than the more densely developed stretches. The location here provides a sense of remove—enough distance from the shoreline to preserve privacy and a natural ambiance—yet the sea remains an easy reach at roughly 2 km. The marketing photography shows open sky, greenery and the bay beyond, suggesting a site with broad outlooks and a restorative feel. Whether your vision leans toward a private retreat immersed in nature or a carefully phased land holding, the backdrop is consistently compelling: blue water, green hillsides, and long Mediterranean light. Unurbanised status: clarity on planning and potential The plot is described as neurbanizovan (unurbanised), which is important context. In practical terms, this means the land is currently outside a detailed urban plan, and no development rights are implied or guaranteed at present. Any future construction would be subject to municipal planning policy, the issuance of urban-technical conditions, and the full set of approvals required by the authorities in Kotor. Prospective buyers should therefore approach with a long-term perspective and a due-diligence mindset. That said, the site’s size and setting invite possibility. With 13,700 sqm to steward, the land lends itself to strategies that respect the landscape and anticipate regulatory evolution—land banking, low-impact leisure concepts, or a private home base—always contingent on permissions. As a Chestertons advisor, my recommendation would be to sequence your feasibility with: a planning inquiry at the municipality, confirmation of access and boundaries via a licensed surveyor, and checks on the availability and route of utilities (electricity, water, wastewater) should development become viable. Each step converts this beautiful outlook into a clear roadmap. Sea-view acreage, shaped to your ambitions However you intend to use it, the advantages of this Risan setting are straightforward:
  • Significant scale of approximately 13,700 sqm enables flexible masterplanning in line with future policy.
  • Sea views provide an enduring value driver and a strong foundation for lifestyle or hospitality concepts, subject to consent.
  • A near

Property

Map showing Kotor, Kotor, Kotor Municipality, Montenegro.

Property Location

Kotor, Kotor, Kotor Municipality, Montenegro., Kotor Kotor Municipality

Local Weather & Climate

Kotor, Kotor Municipality

Current Conditions Updated recently
55 °F
Overcast clouds
Feels Like 55°F
Humidity 94%
Wind 8 mph
Visibility 6.2 mi
Sunrise 6:06 AM
Sunset 3:47 PM
5-Day Forecast
Sun 25 Jan
Rain
High 54°
Low 49°
Mon 26 Jan
Rain
High 47°
Low 41°
Tue 27 Jan
Clouds
High 51°
Low 41°
Wed 28 Jan
Rain
High 45°
Low 43°
Thu 29 Jan
Rain
High 46°
Low 44°
Annual Climate Based on last 12 months
59° Avg Low
Jan
70° Avg High
Aug
155 Rainy Days
per year
Arid
Semi-Arid
Moderate
Wet
77.9" Annual Rainfall
Wet climate
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
2 Snow Days
per year
Monthly Temperatures
Jan
54°
44°
Feb
56°
47°
Mar
60°
48°
Apr
66°
54°
May
72°
60°
Jun
84°
71°
Jul
87°
74°
Aug
91°
79°
Sep
82°
69°
Oct
69°
58°
Nov
61°
53°
Dec
58°
47°
Data from OpenWeatherMap & Open-Meteo

Walkability & Transit Scores

How easy is it to get around Kotor?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621

Ready to explore financing?

Connect with trusted mortgage partners

Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.

Market Opinion

Our perspective on current market conditions in Kotor. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $75,500,000 20% down ($15,100,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$6,488
$6,488/day
Your home may appreciate while you sleep
$45,539/week $197,334/mo $2,368,010/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$41.5M
vs
OWN 📈 +$58.9M
$58.9M Potential Equity
vs $41.5M lost to rent over 10 years
$15.1M Down Payment Growth
3.9x
10yr
$58.9M
8.1x
20yr
$122.0M
12.6x
30yr
$190.7M
Wealth Comparison
×454
Equivalent to 454 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $190.7M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $88.9M +18%
Market $102.8M +36%
Optimistic $118.6M +57%
$58.9M est. equity
20 Years
Conservative $104.7M +39%
Market $140.0M +85%
Optimistic $186.5M +147%
$122.0M est. equity
30 Years
Conservative $123.3M +63%
Market $190.7M +153%
Optimistic $293.0M +288%
$190.7M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This property offers 147,466 square feet of living space.
This property is listed at $75,500,000, which equals $512 per square foot.
Based on current market indicators, Kotor shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
Kotor features a pleasant climate. Average temperatures range from 59°F in winter to 70°F in summer. The area receives approximately 77.9 inches of precipitation annually. There are about 155 days with rain throughout the year. Expect around 2 days with snow. This climate information can help you plan for seasonal activities and energy costs.
Kotor tends to be warmest in Aug and coldest in Jan. The shoulder seasons of spring and fall often offer the most comfortable weather for moving and outdoor activities.
This is a land parcel located in Kotor, Kotor Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.
Chestertons Global Team

Chestertons Global Team

Chestertons Global LLC

View Full Profile

Schedule a Tour

Get in touch with our listing agents

SunMonTueWedThuFriSat

More Listings

Explore more properties

Official Real Estate Games

Have fun discovering more properties while playing our real estate games — win prizes for ranking high!

$
$
$
$
$
$
$
WIN CREDITS
Up Your Real Estate Skills FOR FREE

Loading listings...